Creating a Home Inventory List
15 March 2023
Creating a home inventory list is an important step for any homeowner. Not only does it help you keep track of the items in your home, but it can also be invaluable in the event of a fire or if you experience other property damage.
At Phoenix Contents Restoration, we understand the importance of having an up-to-date inventory list of your home’s contents. That’s why we’ve put together this guide to help you create a comprehensive list of the items in your home that are most valuable, both monetarily and emotionally.
When creating your home inventory list, it’s important to prioritize the items that are most valuable. Start by making a list of all the items in your home that have a significant monetary value, such as jewelry, antiques, artwork, and electronics. Make sure to include the make, model, and serial number of any electronics, as well as any receipts or appraisals you may have for items such as jewelry or antiques. Keep digital pictures and lists so you can access this anywhere and easily share the information with insurance and contractors.
In addition to items of monetary value, it’s also important to include items of sentimental value on your home inventory list. These items may not have a significant monetary value, but they are often irreplaceable. Examples of items of sentimental value include family heirlooms, photographs, and other mementos.
Finally, don’t forget to include items such as furniture, clothing, and other household items on your home inventory list. These items may not have a significant monetary value, but when added all together, can be costly to replace.
Be sure to update your home inventory list on a regular basis. Moving is a great opportunity to go over your belongings as you’ll be handling each piece throughout the process. Be aware of events like birthdays and holidays where presents can add significant items to your list you’ll want to be sure to notate.
Keep in mind, some items may not be covered under your general homeowner insurance and personal property policy. If you own items like boats, 4 wheelers, and motorcycles and don’t know if you have appropriate insurance coverage for these, you’ll want to call your insurance agent and have a conversation. Individual, expensive pieces of art, jewelry, are firearms are also some examples of items you may want to list on a separate policy should they ever experience property damage like a home fire or water loss.
Yes it can sound tedious to sit down and go through what you own, but it’s better to complete an inventory list on the front end rather than after a property damage situation. You’ll have more peace of mind and a smoother insurance claim process when you are able to provide documentation of your most important belongings to the restoration and insurance teams helping you.
Don’t have a home inventory and have experienced damages like a fire loss? Contact the Phoenix Contents Restoration’s team of experts to assist with the restoration process for your personal property.
